Insurance & Fees

Insurance

I am an in-network provider with several major insurance plans. If your plan is in-network, you may only be responsible for a co-pay or deductible, depending on your coverage.

Because benefits vary, I encourage you to verify coverage before beginning services. I’m happy to support you in this process.

• Aetna

• Anthem Blue Cross and Blue Shield

• Blue Cross Blue Shield of Massachusetts

• Carelon Behavioral Health

• Cigna

• Highmark BlueCross BlueShield of Western New York

• Highmark BlueShield of Northeastern New York

• Horizon Blue Cross and Blue Shield of New Jersey

• Horizon Blue Cross and Blue Shield of NJ Medicare Advantage

• Independence Blue Cross Pennsylvania - Virtual National Network

• Oscar

• Oxford

• Quest Behavioral Health

• United Healthcare

• United Healthcare Medicare Advantage

Out-of-Network & Superbills

When I am not in-network with your insurance plan, sessions are provided on a private-pay basis.

Many clients choose this option for greater flexibility and continuity of care. Monthly superbills are available upon request to support out-of-network reimbursement, depending on your plan.

Payment is due at the time of service. Reimbursement is determined by your insurance provider and cannot be guaranteed.

We can review your options together during your consultation.

Private Pay (Self-Pay)

Many clients choose private pay for greater flexibility, consistency, and personalized care. This option allows us to focus fully on your goals without the limitations sometimes created by insurance requirements.

Session fees range from $110–$250, depending on the type and length of service.

Payment is due at the time of each session through a secure, HIPAA-compliant system. Accepted forms of payment include major credit cards as well as HSA, FSA, and HRA cards.

For clients using out-of-network benefits, monthly superbills are available upon request to support possible reimbursement.

If you have questions about payment options, we can review them together during your free consultation.

Cancellation Policy

To respect both your time and mine, 24 hours’ notice is required for cancellations. Appointments canceled with less than 24 hours’ notice or missed without notice are subject to a $100 fee.

I understand that emergencies happen, and I approach these situations with care and fairness.